Property & Akiya不動産・空き家
Japan places no nationality restriction on property ownership, which surprises people. What it does place are practical obstacles: financing is difficult without residence, akiya are cheap for reasons that appear during inspection, and renovation costs routinely exceed the purchase price by a multiple.日本は不動産の所有に国籍制限を設けておらず、この点は意外に思われます。一方で実務上の障壁はあります。在留資格なしでの融資は困難で、空き家が安いのには調査で判明する理由があり、改修費は購入価格を何倍も上回ることが珍しくありません。
What is property & akiya in Japan?不動産・空き家とは
Foreign nationals and foreign companies can buy property in Japan without residency or nationality restrictions, holding full freehold title. Financing from Japanese banks is considerably harder without residence status or a Japanese corporate entity. Akiya, or vacant houses, are available cheaply but frequently require renovation exceeding the purchase price.外国人および外国法人は、在留資格や国籍の制限なく日本の不動産を購入でき、完全な所有権を保有できます。ただし在留資格や日本法人がない場合、日本の銀行からの融資は相当困難です。空き家は安価に入手できますが、購入価格を上回る改修費を要することが多くあります。
What this covers. 対応範囲について。
- Purchase structuring: personal name or through your Japanese company個人名義か日本法人名義かの取得形態の検討
- Property search including akiya banks and off-market sources空き家バンクや非公開物件を含む物件探索
- Due diligence on title, boundaries, and building compliance権利関係、境界、建築基準適合性の調査
- Structural and condition inspection coordination構造・状態調査の手配
- Renovation cost estimation before you commit購入判断前の改修費用の見積
- Contract review and settlement support in English英語での契約確認および決済の支援
- Acquisition tax, registration tax, and holding cost modelling不動産取得税、登録免許税、保有コストの試算
How it runs. 進め方について。
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01
Decide how to hold it取得形態の決定
Personal ownership and corporate ownership have different tax and financing consequences. If the property will be used by your business, the answer changes again.個人所有と法人所有では税務と融資の扱いが異なります。事業用に使う場合はさらに検討が変わります。
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02
Search探索
Listed inventory, municipal akiya banks, and off-market stock. Rural akiya sometimes carry residency or renovation conditions attached by the municipality.一般流通物件、自治体の空き家バンク、非公開物件を対象とします。地方の空き家には自治体が定住や改修の条件を付す場合があります。
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03
Investigate properly調査
Title, boundary confirmation, building certificate compliance, and structural condition. Older properties may be unrebuildable under current zoning, which is not always disclosed upfront.権利関係、境界確定、建築確認の適合性、構造の状態を確認します。古い物件は現行の法規制で再建築不可のこともあり、必ずしも事前に明示されません。
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04
Contract and settle契約・決済
The explanation of important matters is a statutory step delivered in Japanese. We work through it with you in English before you sign anything.重要事項説明は日本語で行われる法定手続です。署名前に英語で内容を確認しながら進めます。
Asked often. よくあるご質問。
Can foreigners buy property in Japan?外国人は日本の不動産を購入できますか。
Yes, with no nationality or residency restriction. Foreign nationals and foreign companies can hold full freehold title to land and buildings. The practical constraints are financing and the language of the transaction, not the right to own.購入できます。国籍や在留資格による制限はありません。外国人・外国法人とも、土地建物の完全な所有権を保有できます。実務上の制約は所有の可否ではなく、融資と取引言語です。
Are akiya really as cheap as they look?空き家は本当に見た目どおり安いのですか。
The purchase price often is. The total cost frequently is not. Renovation to habitable standard commonly exceeds the purchase price by several multiples, and some properties cannot be legally rebuilt under current zoning. Inspection before commitment is essential.購入価格は実際に安いことが多くあります。総額はそうとは限りません。居住可能な水準への改修費は購入価格の数倍に及ぶことが多く、現行法規で再建築できない物件もあります。契約前の調査が不可欠です。
Can I get a Japanese mortgage as a foreign buyer?外国人でも日本で住宅ローンを組めますか。
It is difficult without permanent residency or a long-term status, and most banks also want Japanese income history. Some lenders work with foreign buyers at higher deposit ratios. Purchasing through a Japanese company can open different financing routes.永住権や長期の在留資格がないと困難で、多くの銀行は日本での収入実績も求めます。頭金比率を高めることで対応する金融機関もあります。日本法人名義での取得により別の融資経路が開ける場合もあります。
Could you qualify? あなたは要件を満たせるか?
Talk it through first. まずはご相談から。
A free 30-minute consultation. Tell us where you are with property & akiya and we'll tell you straight what the path looks like, and whether we're the right fit.無料30分相談を実施しています。不動産・空き家について現状をお聞かせください。今後の進め方と、当社がお役に立てるかを率直にお伝えします。